Bankruptcy Attorney in Orange County
Living with overwhelming debt is a burden for many people and families. Sometimes the financial hole that people fall into can be so great that it’s hard to see a way out. High interest fees and late fees make it hard to get out of debt. Dealing with your debt effectively means understanding all your options including filing for bankruptcy.
Orange County Bankruptcy Attorneys
At Boyd Law, our Orange County bankruptcy attorneys can help you see the benefits that filing for bankruptcy can provide. Speak with one of our bankruptcy attorneys at the Boyd Law Orange County office to learn about the bankruptcy process and how it can help you. This will allow you to make an educated decision towards your debt situation.
Chapter 7 Bankruptcy vs. Chapter 13 Bankruptcy
- Chapter 7 Bankruptcy, or liquidation bankruptcy, is a way to get a fresh start with your finances. If you are eligible for a chapter 7 bankruptcy and you fit the profile of a good chapter 7 debtor, then a Chapter 7 bankruptcy can allow you to keep most, if not all, of your personal belongings, while your unsecured debt is discharged. If you are a good fit you should be able to keep your home and vehicles as long as you stay current with your payments. Financial issues and problems can also lead to family trouble like, divorce, child custody disputes, and everything else that comes with marital problems. This is why it is so important that you contact an Orange County family law attorney and bankruptcy lawyer to help make sure your financial and family issues are handled properly.
- Chapter 13 Bankruptcy provides for a repayment plan that organizes your debt. All your unsecure debts are combined into one monthly payment that you make over 3 years or5 years. After that time, your remaining consumer debts are eliminated. It may be possible to roll past due mortgage and vehicle payments into the repayment amount, so that it could free up funds that could be used to make towards future payments.
Contact Boyd Law’s Orange County Bankruptcy Attorney
If you’re facing overwhelming debt, you don’t have to face it alone. The bankruptcy attorneys at Boyd Law understand the bankruptcy process and can advice you regarding your best options. We are dedicated to understanding and achieving your goals. To learn more about your bankruptcy options and to speak to an attorney, email us for a free, no-obligation consultation or call (949) 753-1028.
Pursuant to 11 U.S.C. section 528(a)(4) of the bankruptcy code, we are required to state: we are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.